A public adjuster primarily acts on behalf of which party in a claim?

A public adjuster primarily acts on behalf of the insured in a claim. Their main role is to advocate for policyholders during the insurance claims process, helping them to maximize their settlement and ensuring that their rights and interests are fully represented. Public adjusters are licensed professionals who assess damages, prepare and submit claims to the insurer, and negotiate on behalf of the insured. This is distinct from other adjusters, such as company adjusters, who work for the insurer and represent the insurer’s interests instead. By focusing on the insured, public adjusters help to level the playing field for policyholders who may not have the expertise or knowledge to navigate the complexities of insurance claims on their own.