How long can a temporary license be used without extension?

A temporary license in New York State allows a new insurance agent or broker to conduct business while they are in the process of obtaining a full license. According to the regulations governing temporary licenses, they can be valid for a maximum of 90 days. This timeframe gives individuals sufficient opportunity to finalize their licensing requirements, such as passing the necessary exams and completing any required courses. Extensions beyond this initial 90-day period are not standard, which is why this duration is defined as the limit for the temporary license's use without extension. Such regulations help ensure that agents are properly trained and qualified to serve the public in an industry that demands knowledge and adherence to laws and standards.