Independent adjusters work on behalf of whom?

Independent adjusters serve as impartial third parties who are hired to evaluate insurance claims on behalf of insurance companies. The primary role of an independent adjuster is to investigate claims, assess the damage or losses, and provide a transparent report to the insurer for claim resolution.

They function independently from the insurance company, which ensures an unbiased evaluation of the claim. This allows for a fair assessment of the facts and helps to mitigate conflicts of interest that could arise if an adjuster were an employee of the insurance company. Understanding this role is crucial, as independent adjusters aim to ensure the claim process is handled equitably, which benefits both the insured parties and the insurer by facilitating timely and valid claim settlements.

The choices related to claimants and insureds might seem plausible, but it's essential to recognize that independent adjusters do not represent those parties; instead, they are contracted to support the insurance company in the claims process.