When do property and casualty agents' licenses expire?

The correct answer indicates that property and casualty agents' licenses in New York State expire on the agent's birthday. This aligns with the New York State Department of Financial Services regulations that stipulate the expiration of licenses occurs on a defined personal date tied to the agent.

Licenses are not set to expire at predetermined intervals like the end of the calendar year, the last day of the month prior to issuance, or based on a fixed five-year cycle in this case. Instead, each agent has an expiration date that is unique to them, reinforcing the importance of keeping track of personal licensing details and ensuring timely renewal. This system promotes individual accountability and awareness of license status among agents.