Which of the following is NOT typically included in prohibited information on consumer reports?

The correct answer is related to the fact that certain types of negative information are considered outdated and are thus prohibited from being included in consumer reports after a specific period. However, current employment status is not classified as negative information nor is it bound by the same time limitations as other types of data.

When creating a consumer report, credit bureaus and reporting agencies must adhere to the Fair Credit Reporting Act (FCRA), which restricts how long certain negative information can stay on a consumer's report. For instance, criminal records and civil suits have reporting limitations—typically, criminal records can appear for up to seven years and certain civil suits also have a similar limit. Bankruptcies are treated even more stringently, as they may remain on a report for up to ten years.

Current employment status, on the other hand, is factual and relevant information regarding an individual's current situation. It is not negative or prejudicial and is therefore not subject to the same prohibitions as the other categories mentioned. This is why it is considered acceptable for inclusion in consumer reports, while the other options reflect information that is restricted based on age.