Which of the following roles does an insurance agent typically play?

An insurance agent typically plays the role of selling and managing insurance policies. This function involves interacting with clients to understand their insurance needs, providing advice on suitable coverage options, and facilitating the purchasing process for various types of insurance products, such as property, casualty, life, and health insurance.

Agents serve as intermediaries between clients and insurance companies, ensuring that clients have the appropriate coverage while also maintaining a positive customer relationship by assisting with policy updates, renewals, and changes as required. This role is crucial in helping individuals and businesses obtain the protection they need, and it is central to the operations of the insurance industry.

The other roles listed—determining claims payouts, evaluating risk, and investing premiums—are typically functions associated with claims adjusters, underwriters, and investment professionals within the insurance company, rather than the insurance agents themselves.