Which territories are generally covered by commercial auto insurance?

Commercial auto insurance typically covers a wide geographical area, which includes the United States, Canada, and Puerto Rico. This coverage is designed to accommodate businesses that might operate across these regions, recognizing that many companies engage in cross-border transportation and services.

By covering the U.S., Canada, and Puerto Rico, commercial auto insurance addresses the needs of businesses that may have operations that extend beyond the mainland United States, providing coverage for vehicles used in various operational contexts, whether local or across borders. Such coverage is essential for ensuring compliance with differing state and provincial regulations while also maintaining protection for businesses against potential liabilities that could arise in these jurisdictions.

In contrast, the other options either limit the geographical scope too narrowly or include regions that are not typically covered under standard commercial auto insurance policies.